Calls for Big Rate Cut in September!
Mortgage rates have dropped to their lowest levels in nearly a year, sparking new energy in the market. The shift comes as anticipation builds for a possible half-percent Fed rate cut in September, with markets already moving on the rumor. If the trend continues, buyers can expect improved affordability, more refinancing opportunities, and stronger competition for homes.
Inflation Heats Up 🔥🔥 You Can Thank Tariffs!
Inflation heated up in June, with tariffs pushing prices higher and keeping the Fed from cutting rates anytime soon. Even with Trump calling for massive rate cuts, mortgage rates aren’t likely to drop quickly—and we may be stuck in a “higher for longer” environment. The bright spot? Creative programs like Buy Before You Sell are helping buyers stay competitive, even in this tough market.
"Big Beautiful Bill" Passes - How It Affects 🫵
The “Big Beautiful Bill” just passed, bringing major wins for agents, investors, and homeowners—from preserving the mortgage interest deduction to boosting real estate tax perks. Meanwhile, hopes for a July rate cut are officially dead as a strong jobs report gives the Fed every reason to hold steady. But the real spark? OHFA just slashed rates into the low 5’s, and it’s already driving serious buyer activity across Ohio.
Oil Surge = Rate Surge? Real Estate’s New Threat
Global tensions are rising, but mortgage rates haven’t budged—2025 is breaking the usual playbook. If Iran blocks the Strait of Hormuz, soaring oil prices could reignite inflation and keep rates elevated. Powell’s holding firm: no cuts until inflation cools.
Houston, We Have a Problem—How Should 🫵 Prepare?
🚨 The U.S. just crossed $37 trillion in debt—and it’s piling on another trillion every 100 days. Elon and Trump are throwing punches over it, but the real fight is with math that doesn’t lie. In a world where the money printer won’t stop, real estate remains your best defense—and your clients need to hear that from you now.
Mortgage Rates Inch Higher—Again
Mortgage rates climbed again this week—driven by a weak bond auction and Trump’s “Big Beautiful Bill,” which adds trillions to the deficit despite tax relief headlines. Meanwhile, global markets are reacting to delayed tariffs with optimism, but history shows that even “good news” can pressure rates up, not down.
United States & China Come to Agreement?!
🇺🇸🤝🇨🇳 The U.S. and China may strike a tariff deal—and that could cool inflation and push rates lower. Buyer activity always spikes when uncertainty fades, and we’re seeing signs of a turning point. Plus, a new tax bill could finally unlock more listings and boost much-needed inventory.
Property Taxes on the Chopping Block 🪓👀
Good news: rates are finally drifting lower after weeks of pure market madness! 📉🔥 Meanwhile, property taxes are under fire and student loan collections are making a messy comeback. Let’s break down what’s happening — and what it means if you’re buying, selling, or financing in 2025. 🚀
Could China Tank the Housing Market?
We’ve seen a lot in 16 years—but this past week? Next-level chaos. Mortgage rates shot up with zero warning, and no one fully agrees why. Tariffs, foreign selloffs, and hedge fund drama all played a part. Here’s what happened—and why this could shake up housing. 👇