- Kreg & Nick - Weekly Mortgage Update
- Authors
- Nick Steinhauer
Ohio Just Won Two Big Ones. Both Point the Same Direction.
Young voters just ranked housing costs above groceries and democracy as their top political issue, Ohio was named the best state for business in America, and NAR is pushing math on retirement withdrawals that doesn't survive a close look. Three stories that matter more than this week's rate headlines. Let's get into it.
Prices Up. Affordability Up. Wait, What?
Three stories worth your time this week: the ROAD Act is officially law (exactly the way we said it might happen), your paycheck is now growing twice as fast as home prices, and oil is spiking again as the Strait of Hormuz drama returns for another season. The headlines are loud, but the data underneath is actually encouraging. Let's dig in.
What NAR's Chief Economist Just Told 1,000 Realtors
NAR just gave a private market update with six takeaways every agent and buyer needs to hear, Congress passed a landmark housing bill that may become law automatically within days, and there's a story hiding inside your mortgage rate that almost nobody is covering.
Why This Ceasefire Feels Different ➡️ And What It Could Mean for Mortgage Rates
This week's newsletter has more genuinely good news than we've had in months — a potential end to the Iran war that's already moving mortgage rates, fresh data showing first-time buyers are surging back into the market, and a can't-miss conversation with NAR's chief economist on what the second half of 2026 looks like. If you've been waiting for a reason to feel optimistic, this might be it.
Today's the Day ➡️ OHFA Rate Sale Is Live
If you have a first-time homebuyer in your pipeline, stop what you are doing and read the second article first. Then come back for the story about why pausing Ohio's data center tax breaks matters for Columbus real estate, and what Kreg and I brought home from Chicago that could change how your next client finds you. Big week.
Kevin Warsh Just Took the Wheel at the Federal Reserve. Now What?
New Fed chair. $19 trillion inventory wave. OHFA rate sale June 1st. This week's newsletter covers what the Warsh era means for mortgage rates, why the baby boomer wealth transfer is actually a housing supply story, and why Ohio first-time buyers need to get pre-approved right now — before the window closes.
The Housing Market Has a Dark Side...
The housing market has a Dark Side — and a New Hope. This week we break down what's actually driving foreclosures and rate anxiety nationally, why central Ohio is already in Return of the Jedi mode, and why the Bank of Mom and Dad is becoming one of the most important conversations you can have with a buyer in 2026. Let's get into it.
The Housing Market Has a Generational Problem
The housing market is changing fast — and this week's newsletter is packed with data you actually need. From a generational shakeup that's locking first-time buyers out of the market, to a student loan deadline that could blindside millions of borrowers before July, to some genuinely great news if you live in Ohio. Grab your coffee — this one's worth reading.
Is AI Actually the Enemy of Homeownership?
Nearly 60% of Americans think AI will make homeownership harder to reach, but Kreg and I think they have it completely backwards. We also break down the new crypto-backed mortgage that just launched, why it's genuinely interesting, and why it could be a high-wire act without a safety net for the wrong buyer. Plus, March's jobs report looked great on the surface until you read the fine print.